Call reports 2021
FIRST SECURITY TRUST AND SAVINGS BANK — 2021
What FIRST SECURITY TRUST AND SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 361,587,000 | 341,404,000 | 371,550,000 | 351,114,000 |
| Total loans | 169,775,000 | 168,039,000 | 176,367,000 | 178,297,000 |
| Allowance for loan losses | 1,814,000 | 1,822,000 | 1,843,000 | 1,856,000 |
| Securities available for sale | 60,333,000 | 75,937,000 | 88,583,000 | 91,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,038,000 | 309,843,000 | 340,604,000 | 320,236,000 |
| Interest-bearing deposits | 161,177,000 | 155,823,000 | 182,895,000 | 199,102,000 |
| Noninterest-bearing deposits | 169,861,000 | 154,020,000 | 157,709,000 | 121,134,000 |
| Equity capital | 28,943,000 | 29,709,000 | 29,495,000 | 28,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,854,000 | 5,779,000 | 8,019,000 |
| Interest expense | 83,000 | 169,000 | 263,000 | 374,000 |
| Net interest income | 1,830,000 | 3,685,000 | 5,516,000 | 7,645,000 |
| Noninterest income | 325,000 | 266,000 | 370,000 | 465,000 |
| Noninterest expense | 1,644,000 | 3,299,000 | 5,137,000 | 6,837,000 |
| Provision for loan losses | 127,000 | 108,000 | 24,000 | 92,000 |
| Pretax income | 384,000 | 682,000 | 863,000 | 1,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 384,000 | 682,000 | 863,000 | 1,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,663,000 | 29,961,000 | 30,141,000 | 30,448,000 |
| Total capital | 31,725,000 | 32,050,000 | 32,335,000 | 32,587,000 |
| Risk-weighted assets | 201,362,000 | 209,974,000 | 223,632,000 | 222,604,000 |