Call reports 2020
FIRST SECURITY TRUST AND SAVINGS BANK — 2020
What FIRST SECURITY TRUST AND SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 294,142,000 | 295,917,000 | 308,805,000 | 323,659,000 |
| Total loans | 149,571,000 | 146,410,000 | 149,047,000 | 154,556,000 |
| Allowance for loan losses | 1,576,000 | 1,556,000 | 1,504,000 | 1,660,000 |
| Securities available for sale | 39,806,000 | 32,877,000 | 30,728,000 | 37,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,405,000 | 264,495,000 | 276,976,000 | 291,899,000 |
| Interest-bearing deposits | 168,907,000 | 147,565,000 | 152,464,000 | 147,384,000 |
| Noninterest-bearing deposits | 94,498,000 | 116,930,000 | 124,512,000 | 144,515,000 |
| Equity capital | 29,309,000 | 29,654,000 | 30,598,000 | 29,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,476,000 | 4,467,000 | 6,393,000 | 8,232,000 |
| Interest expense | 254,000 | 353,000 | 442,000 | 530,000 |
| Net interest income | 2,222,000 | 4,114,000 | 5,951,000 | 7,702,000 |
| Noninterest income | 92,000 | 144,000 | 956,000 | 1,038,000 |
| Noninterest expense | 1,599,000 | 3,309,000 | 4,982,000 | 6,747,000 |
| Provision for loan losses | -74,000 | -114,000 | -172,000 | -32,000 |
| Pretax income | 789,000 | 1,001,000 | 2,074,000 | 2,092,000 |
| Income tax | 0 | -17,000 | -17,000 | -17,000 |
| Net income | 789,000 | 1,018,000 | 2,091,000 | 2,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,748,000 | 29,099,000 | 30,110,000 | 29,279,000 |
| Total capital | 30,561,000 | 30,932,000 | 31,949,000 | 31,284,000 |
| Risk-weighted assets | 172,296,000 | 167,861,000 | 171,698,000 | 178,541,000 |