Call reports 2019
FIRST SECURITY TRUST AND SAVINGS BANK — 2019
What FIRST SECURITY TRUST AND SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 318,536,000 | 324,685,000 | 332,791,000 | 309,021,000 |
| Total loans | 144,282,000 | 145,261,000 | 146,591,000 | 151,867,000 |
| Allowance for loan losses | 1,514,000 | 1,031,000 | 1,266,000 | 1,630,000 |
| Securities available for sale | 49,654,000 | 45,946,000 | 47,121,000 | 43,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,960,000 | 294,451,000 | 302,096,000 | 278,697,000 |
| Interest-bearing deposits | 159,471,000 | 152,380,000 | 161,596,000 | 163,418,000 |
| Noninterest-bearing deposits | 130,489,000 | 142,071,000 | 140,500,000 | 115,279,000 |
| Equity capital | 27,062,000 | 28,282,000 | 29,128,000 | 28,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,829,000 | 5,738,000 | 8,635,000 | 11,227,000 |
| Interest expense | 296,000 | 616,000 | 948,000 | 1,226,000 |
| Net interest income | 2,533,000 | 5,122,000 | 7,687,000 | 10,001,000 |
| Noninterest income | 83,000 | 186,000 | 269,000 | 356,000 |
| Noninterest expense | 1,731,000 | 3,522,000 | 5,159,000 | 6,863,000 |
| Provision for loan losses | 120,000 | 120,000 | 358,000 | 1,203,000 |
| Pretax income | 764,000 | 1,658,000 | 2,431,000 | 2,283,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 764,000 | 1,658,000 | 2,431,000 | 2,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,151,000 | 28,044,000 | 28,747,000 | 28,000,000 |
| Total capital | 28,882,000 | 29,306,000 | 30,272,000 | 29,830,000 |
| Risk-weighted assets | 168,943,000 | 167,684,000 | 166,815,000 | 167,493,000 |