Call reports 2018
FIRST SECURITY TRUST AND SAVINGS BANK — 2018
What FIRST SECURITY TRUST AND SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 280,058,000 | 298,806,000 | 319,013,000 | 314,697,000 |
| Total loans | 135,285,000 | 140,693,000 | 143,487,000 | 128,553,000 |
| Allowance for loan losses | 839,000 | 993,000 | 1,185,000 | 1,406,000 |
| Securities available for sale | 57,858,000 | 55,660,000 | 55,210,000 | 54,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,549,000 | 273,102,000 | 292,910,000 | 286,851,000 |
| Interest-bearing deposits | 92,263,000 | 130,885,000 | 156,614,000 | 149,966,000 |
| Noninterest-bearing deposits | 163,286,000 | 142,217,000 | 136,296,000 | 136,885,000 |
| Equity capital | 22,963,000 | 23,745,000 | 24,836,000 | 25,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,075,000 | 4,377,000 | 6,739,000 | 8,879,000 |
| Interest expense | 75,000 | 195,000 | 427,000 | 698,000 |
| Net interest income | 2,000,000 | 4,182,000 | 6,312,000 | 8,181,000 |
| Noninterest income | 265,000 | 604,000 | 1,167,000 | 1,925,000 |
| Noninterest expense | 1,701,000 | 3,247,000 | 4,821,000 | 6,421,000 |
| Provision for loan losses | 30,000 | 175,000 | 175,000 | 375,000 |
| Pretax income | 533,000 | 1,362,000 | 2,482,000 | 3,309,000 |
| Income tax | 0 | 15,000 | 6,000 | 6,000 |
| Net income | 533,000 | 1,347,000 | 2,476,000 | 3,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,616,000 | 24,430,000 | 25,559,000 | 26,386,000 |
| Total capital | 24,549,000 | 25,518,000 | 26,840,000 | 27,836,000 |
| Risk-weighted assets | 151,017,000 | 175,179,000 | 165,940,000 | 150,238,000 |