Call reports 2017
FIRST SECURITY TRUST AND SAVINGS BANK — 2017
What FIRST SECURITY TRUST AND SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 257,186,000 | 264,413,000 | 248,425,000 | 260,772,000 |
| Total loans | 127,130,000 | 133,170,000 | 131,291,000 | 135,056,000 |
| Allowance for loan losses | 412,000 | 456,000 | 683,000 | 769,000 |
| Securities available for sale | 53,830,000 | 62,187,000 | 62,659,000 | 57,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,874,000 | 240,347,000 | 224,587,000 | 236,189,000 |
| Interest-bearing deposits | 92,726,000 | 92,779,000 | 88,498,000 | 89,707,000 |
| Noninterest-bearing deposits | 141,148,000 | 147,568,000 | 136,089,000 | 146,482,000 |
| Equity capital | 21,657,000 | 22,146,000 | 22,757,000 | 22,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,846,000 | 3,667,000 | 5,784,000 | 7,891,000 |
| Interest expense | 70,000 | 138,000 | 208,000 | 275,000 |
| Net interest income | 1,776,000 | 3,529,000 | 5,576,000 | 7,616,000 |
| Noninterest income | 176,000 | 414,000 | 606,000 | 785,000 |
| Noninterest expense | 1,554,000 | 3,208,000 | 4,717,000 | 6,500,000 |
| Provision for loan losses | 30,000 | 65,000 | 105,000 | 155,000 |
| Pretax income | 368,000 | 669,000 | 1,358,000 | 1,741,000 |
| Income tax | 0 | 15,000 | 15,000 | 26,000 |
| Net income | 368,000 | 654,000 | 1,343,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,776,000 | 22,063,000 | 22,752,000 | 23,083,000 |
| Total capital | 22,295,000 | 22,640,000 | 23,544,000 | 23,943,000 |
| Risk-weighted assets | 144,048,000 | 150,792,000 | 144,764,000 | 151,052,000 |