Call reports 2015
FIRST SECURITY TRUST AND SAVINGS BANK — 2015
What FIRST SECURITY TRUST AND SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 222,727,000 | 230,522,000 | 216,825,000 | 233,730,000 |
| Total loans | 109,231,000 | 110,156,000 | 112,497,000 | 116,334,000 |
| Allowance for loan losses | 2,381,000 | 2,380,000 | 2,387,000 | 2,321,000 |
| Securities available for sale | 68,474,000 | 66,092,000 | 70,033,000 | 67,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,357,000 | 202,046,000 | 188,568,000 | 205,512,000 |
| Interest-bearing deposits | 93,135,000 | 92,312,000 | 83,115,000 | 82,776,000 |
| Noninterest-bearing deposits | 101,222,000 | 109,734,000 | 105,453,000 | 122,736,000 |
| Equity capital | 27,184,000 | 26,980,000 | 27,241,000 | 26,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,723,000 | 3,310,000 | 4,916,000 | 6,690,000 |
| Interest expense | 75,000 | 154,000 | 224,000 | 291,000 |
| Net interest income | 1,648,000 | 3,156,000 | 4,692,000 | 6,399,000 |
| Noninterest income | 437,000 | 587,000 | 713,000 | 825,000 |
| Noninterest expense | 1,398,000 | 2,939,000 | 4,618,000 | 6,390,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 686,000 | 805,000 | 786,000 | 831,000 |
| Income tax | 0 | 0 | 10,000 | 10,000 |
| Net income | 686,000 | 805,000 | 776,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,866,000 | 24,031,000 | 19,922,000 | 19,966,000 |
| Total capital | 21,626,000 | 25,807,000 | 21,662,000 | 21,799,000 |
| Risk-weighted assets | 123,551,000 | 125,718,000 | 124,120,000 | 132,105,000 |