Call reports 2013
FIRST SECURITY TRUST AND SAVINGS BANK — 2013
What FIRST SECURITY TRUST AND SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 229,304,000 | 225,379,000 | 250,404,000 | 209,973,000 |
| Total loans | 104,061,000 | 113,385,000 | 115,449,000 | 115,497,000 |
| Allowance for loan losses | 6,439,000 | 4,436,000 | 5,992,000 | 4,635,000 |
| Securities available for sale | 9,699,000 | 7,134,000 | 82,280,000 | 67,155,000 |
| Securities held to maturity | 84,577,000 | 84,733,000 | 940,000 | 940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,948,000 | 197,802,000 | 227,356,000 | 184,543,000 |
| Interest-bearing deposits | 89,683,000 | 79,865,000 | 89,217,000 | 85,821,000 |
| Noninterest-bearing deposits | 112,265,000 | 117,937,000 | 138,139,000 | 98,722,000 |
| Equity capital | 25,709,000 | 25,773,000 | 21,629,000 | 23,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,107,000 | 4,719,000 | 6,437,000 |
| Interest expense | 77,000 | 156,000 | 231,000 | 304,000 |
| Net interest income | 1,416,000 | 2,951,000 | 4,488,000 | 6,133,000 |
| Noninterest income | 930,000 | 1,309,000 | 1,756,000 | 2,140,000 |
| Noninterest expense | 2,407,000 | 4,230,000 | 6,452,000 | 8,951,000 |
| Provision for loan losses | 0 | 0 | 2,900,000 | 2,114,000 |
| Pretax income | -43,000 | 49,000 | -3,101,000 | -2,940,000 |
| Income tax | 0 | 0 | 0 | -50,000 |
| Net income | -43,000 | 49,000 | -3,101,000 | -2,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,716,000 | 18,807,000 | 15,657,000 | 18,670,000 |
| Total capital | 19,947,000 | 20,563,000 | 17,512,000 | 20,388,000 |
| Risk-weighted assets | 126,784,000 | 134,850,000 | 137,109,000 | 130,854,000 |