Call reports 2012
FARMERS NATIONAL BANK OF SCOTTSVILLE, THE — 2012
What FARMERS NATIONAL BANK OF SCOTTSVILLE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 245,218,000 | 246,118,000 | 244,118,000 | 243,455,000 |
| Total loans | 142,339,000 | 145,148,000 | 156,896,000 | 153,907,000 |
| Allowance for loan losses | 1,710,000 | 1,744,000 | 1,849,000 | 1,867,000 |
| Securities available for sale | 80,365,000 | 77,268,000 | 69,440,000 | 66,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,042,000 | 200,023,000 | 194,747,000 | 197,569,000 |
| Interest-bearing deposits | 162,172,000 | 162,162,000 | 156,936,000 | 159,895,000 |
| Noninterest-bearing deposits | 37,870,000 | 37,861,000 | 37,811,000 | 37,674,000 |
| Equity capital | 35,937,000 | 37,044,000 | 37,433,000 | 37,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,612,000 | 5,257,000 | 7,913,000 | 10,550,000 |
| Interest expense | 545,000 | 1,074,000 | 1,590,000 | 2,081,000 |
| Net interest income | 2,067,000 | 4,183,000 | 6,323,000 | 8,469,000 |
| Noninterest income | 599,000 | 2,159,000 | 2,635,000 | 3,069,000 |
| Noninterest expense | 1,947,000 | 4,426,000 | 6,214,000 | 8,006,000 |
| Provision for loan losses | 0 | 60,000 | 281,000 | 311,000 |
| Pretax income | 738,000 | 1,875,000 | 2,487,000 | 3,246,000 |
| Income tax | 131,000 | 263,000 | 364,000 | 564,000 |
| Net income | 605,000 | 1,556,000 | 2,067,000 | 2,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,427,000 | 35,003,000 | 35,514,000 | 35,573,000 |
| Total capital | 36,137,000 | 36,747,000 | 37,363,000 | 37,440,000 |
| Risk-weighted assets | 157,977,000 | 164,515,000 | 169,804,000 | 167,074,000 |