Call reports 2016
CENTURY BANK AND TRUST — 2016
What CENTURY BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 299,562,000 | 293,463,000 | 294,354,000 | 295,806,000 |
| Total loans | 180,437,000 | 179,729,000 | 178,980,000 | 180,660,000 |
| Allowance for loan losses | 2,257,000 | 2,305,000 | 2,393,000 | 2,269,000 |
| Securities available for sale | 40,662,000 | 38,995,000 | 48,014,000 | 55,701,000 |
| Securities held to maturity | 14,421,000 | 15,398,000 | 15,588,000 | 15,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,598,000 | 254,879,000 | 256,021,000 | 257,604,000 |
| Interest-bearing deposits | 192,047,000 | 183,649,000 | 182,172,000 | 185,319,000 |
| Noninterest-bearing deposits | 69,551,000 | 71,230,000 | 73,849,000 | 72,285,000 |
| Equity capital | 33,723,000 | 34,125,000 | 34,575,000 | 34,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,431,000 | 4,843,000 | 7,270,000 | 9,723,000 |
| Interest expense | 53,000 | 104,000 | 161,000 | 221,000 |
| Net interest income | 2,378,000 | 4,739,000 | 7,109,000 | 9,502,000 |
| Noninterest income | 1,098,000 | 2,256,000 | 3,470,000 | 4,746,000 |
| Noninterest expense | 2,524,000 | 5,092,000 | 7,667,000 | 10,300,000 |
| Provision for loan losses | 35,000 | 115,000 | 215,000 | 355,000 |
| Pretax income | 926,000 | 1,797,000 | 2,728,000 | 3,624,000 |
| Income tax | 251,000 | 482,000 | 732,000 | 972,000 |
| Net income | 675,000 | 1,315,000 | 1,996,000 | 2,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,832,000 | 36,108,000 | 36,549,000 | 36,954,000 |
| Total capital | 38,089,000 | 38,413,000 | 38,942,000 | 39,223,000 |
| Risk-weighted assets | 212,613,000 | 213,732,000 | 220,637,000 | 227,613,000 |