Call reports 2012
EDGEBROOK BANK — 2012
What EDGEBROOK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,036,000 | 91,774,000 | 93,958,000 | 88,900,000 |
| Total loans | 77,984,000 | 75,754,000 | 76,094,000 | 69,617,000 |
| Allowance for loan losses | 2,115,000 | 2,037,000 | 2,177,000 | 1,888,000 |
| Securities available for sale | 5,256,000 | 3,985,000 | 3,126,000 | 4,731,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,087,000 | 86,978,000 | 88,932,000 | 84,844,000 |
| Interest-bearing deposits | 85,860,000 | 83,895,000 | 85,626,000 | 80,776,000 |
| Noninterest-bearing deposits | 2,227,000 | 3,083,000 | 3,306,000 | 4,068,000 |
| Equity capital | 4,757,000 | 4,709,000 | 4,897,000 | 3,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,128,000 | 2,221,000 | 3,303,000 | 4,437,000 |
| Interest expense | 271,000 | 515,000 | 751,000 | 975,000 |
| Net interest income | 857,000 | 1,706,000 | 2,552,000 | 3,462,000 |
| Noninterest income | 30,000 | 64,000 | 145,000 | 115,000 |
| Noninterest expense | 717,000 | 1,548,000 | 2,357,000 | 4,049,000 |
| Provision for loan losses | 100,000 | 245,000 | 455,000 | 1,257,000 |
| Pretax income | 70,000 | -23,000 | -115,000 | -1,729,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | -23,000 | -115,000 | -1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,726,000 | 4,634,000 | 4,826,000 | 3,586,000 |
| Total capital | 5,450,000 | 5,346,000 | 5,566,000 | 4,267,000 |
| Risk-weighted assets | 56,210,000 | 55,368,000 | 57,518,000 | 53,295,000 |