Call reports 2025
FARMERS BANK & TRUST COMPANY — 2025
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 708,319,000 | 704,975,000 | 734,767,000 | 760,094,000 |
| Total loans | 582,444,000 | 591,984,000 | 613,304,000 | 642,941,000 |
| Allowance for loan losses | 3,687,000 | 3,894,000 | 4,047,000 | 4,206,000 |
| Securities available for sale | 64,323,000 | 66,551,000 | 69,455,000 | 72,428,000 |
| Securities held to maturity | 515,000 | 499,000 | 487,000 | 474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,361,000 | 639,904,000 | 631,222,000 | 628,998,000 |
| Interest-bearing deposits | 546,029,000 | 535,966,000 | 536,747,000 | 535,118,000 |
| Noninterest-bearing deposits | 99,332,000 | 103,938,000 | 94,475,000 | 93,880,000 |
| Equity capital | 60,283,000 | 61,954,000 | 64,901,000 | 66,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,368,000 | 21,034,000 | 31,952,000 | 43,334,000 |
| Interest expense | 3,996,000 | 8,034,000 | 12,145,000 | 16,334,000 |
| Net interest income | 6,372,000 | 13,000,000 | 19,807,000 | 27,000,000 |
| Noninterest income | 992,000 | 1,892,000 | 2,859,000 | 3,807,000 |
| Noninterest expense | 4,377,000 | 8,911,000 | 13,406,000 | 18,040,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 2,762,000 | 5,531,000 | 8,585,000 | 11,867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,762,000 | 5,531,000 | 8,585,000 | 11,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,124,000 | 64,573,000 | 66,300,000 | 67,404,000 |
| Total capital | 66,811,000 | 68,467,000 | 70,347,000 | 71,610,000 |
| Risk-weighted assets | 571,459,000 | 583,219,000 | 604,439,000 | 627,523,000 |
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