Call reports 2024
FARMERS BANK & TRUST COMPANY — 2024
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 680,899,000 | 693,997,000 | 701,436,000 | 713,289,000 |
| Total loans | 578,542,000 | 585,188,000 | 594,207,000 | 599,104,000 |
| Allowance for loan losses | 3,847,000 | 3,711,000 | 3,619,000 | 3,474,000 |
| Securities available for sale | 59,791,000 | 59,384,000 | 63,421,000 | 61,064,000 |
| Securities held to maturity | 1,575,000 | 1,560,000 | 1,544,000 | 1,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,756,000 | 604,008,000 | 578,874,000 | 589,194,000 |
| Interest-bearing deposits | 526,563,000 | 503,746,000 | 483,319,000 | 494,775,000 |
| Noninterest-bearing deposits | 96,193,000 | 100,262,000 | 95,555,000 | 94,419,000 |
| Equity capital | 54,700,000 | 55,886,000 | 58,936,000 | 58,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,742,000 | 19,795,000 | 30,178,000 | 40,660,000 |
| Interest expense | 4,592,000 | 9,198,000 | 13,944,000 | 18,466,000 |
| Net interest income | 5,150,000 | 10,597,000 | 16,234,000 | 22,194,000 |
| Noninterest income | 932,000 | 1,899,000 | 2,935,000 | 3,937,000 |
| Noninterest expense | 4,262,000 | 8,385,000 | 12,648,000 | 17,019,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,820,000 | 4,111,000 | 6,521,000 | 9,112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,820,000 | 4,111,000 | 6,521,000 | 9,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,436,000 | 59,499,000 | 60,758,000 | 61,749,000 |
| Total capital | 62,284,000 | 63,210,000 | 64,377,000 | 65,223,000 |
| Risk-weighted assets | 557,895,000 | 568,625,000 | 582,863,000 | 583,416,000 |