Call reports 2022
FARMERS BANK & TRUST COMPANY — 2022
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 513,819,000 | 563,487,000 | 580,928,000 | 605,740,000 |
| Total loans | 401,679,000 | 448,360,000 | 474,795,000 | 494,285,000 |
| Allowance for loan losses | 3,657,000 | 3,804,000 | 3,820,000 | 3,937,000 |
| Securities available for sale | 62,860,000 | 68,135,000 | 65,361,000 | 65,098,000 |
| Securities held to maturity | 728,000 | 703,000 | 1,680,000 | 1,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,725,000 | 455,666,000 | 472,029,000 | 508,573,000 |
| Interest-bearing deposits | 345,634,000 | 344,035,000 | 363,976,000 | 402,459,000 |
| Noninterest-bearing deposits | 109,091,000 | 111,631,000 | 108,053,000 | 106,114,000 |
| Equity capital | 47,457,000 | 49,243,000 | 48,130,000 | 49,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,078,000 | 10,525,000 | 16,697,000 | 23,483,000 |
| Interest expense | 318,000 | 661,000 | 1,469,000 | 3,085,000 |
| Net interest income | 4,760,000 | 9,864,000 | 15,228,000 | 20,398,000 |
| Noninterest income | 914,000 | 1,743,000 | 2,562,000 | 3,389,000 |
| Noninterest expense | 3,526,000 | 7,214,000 | 10,871,000 | 14,676,000 |
| Provision for loan losses | 307,000 | 458,000 | 611,000 | 764,000 |
| Pretax income | 1,843,000 | 3,937,000 | 6,314,000 | 8,353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,843,000 | 3,937,000 | 6,314,000 | 8,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,621,000 | 51,533,000 | 53,304,000 | 53,866,000 |
| Total capital | 50,278,000 | 55,337,000 | 57,124,000 | 57,803,000 |
| Risk-weighted assets | 402,088,000 | 445,436,000 | 475,235,000 | 489,020,000 |