Call reports 2019
FARMERS BANK & TRUST COMPANY — 2019
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 206,015,000 | 201,274,000 | 385,292,000 | 374,295,000 |
| Total loans | 152,755,000 | 154,634,000 | 287,882,000 | 292,824,000 |
| Allowance for loan losses | 1,768,000 | 1,786,000 | 1,698,000 | 1,742,000 |
| Securities available for sale | 31,566,000 | 25,140,000 | 38,409,000 | 44,961,000 |
| Securities held to maturity | 3,181,000 | 2,936,000 | 2,495,000 | 2,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,586,000 | 156,606,000 | 316,329,000 | 310,497,000 |
| Interest-bearing deposits | 128,108,000 | 125,025,000 | 256,249,000 | 256,369,000 |
| Noninterest-bearing deposits | 31,478,000 | 31,581,000 | 60,080,000 | 54,128,000 |
| Equity capital | 24,752,000 | 25,189,000 | 40,819,000 | 41,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,322,000 | 4,703,000 | 7,147,000 | 11,745,000 |
| Interest expense | 382,000 | 796,000 | 1,232,000 | 2,098,000 |
| Net interest income | 1,940,000 | 3,907,000 | 5,915,000 | 9,647,000 |
| Noninterest income | 337,000 | 662,000 | 1,011,000 | 1,613,000 |
| Noninterest expense | 1,718,000 | 3,451,000 | 5,323,000 | 8,546,000 |
| Provision for loan losses | 0 | 0 | 0 | 157,000 |
| Pretax income | 527,000 | 1,086,000 | 1,571,000 | 2,525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 527,000 | 1,086,000 | 1,571,000 | 2,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,601,000 | 24,750,000 | 35,955,000 | 36,544,000 |
| Total capital | 26,369,000 | 26,536,000 | 37,653,000 | 38,286,000 |
| Risk-weighted assets | 152,675,000 | 152,836,000 | 272,383,000 | 277,619,000 |