Call reports 2016
FARMERS BANK & TRUST COMPANY — 2016
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 141,264,000 | 168,653,000 | 168,832,000 | 175,168,000 |
| Total loans | 106,313,000 | 133,712,000 | 133,624,000 | 139,439,000 |
| Allowance for loan losses | 1,668,000 | 1,983,000 | 2,014,000 | 1,919,000 |
| Securities available for sale | 15,335,000 | 13,465,000 | 11,852,000 | 11,552,000 |
| Securities held to maturity | 7,415,000 | 6,946,000 | 6,170,000 | 5,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,354,000 | 127,024,000 | 129,904,000 | 132,938,000 |
| Interest-bearing deposits | 84,768,000 | 101,585,000 | 103,326,000 | 104,668,000 |
| Noninterest-bearing deposits | 21,586,000 | 25,439,000 | 26,578,000 | 28,270,000 |
| Equity capital | 20,919,000 | 21,794,000 | 22,236,000 | 21,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,625,000 | 5,623,000 | 7,624,000 |
| Interest expense | 73,000 | 161,000 | 266,000 | 370,000 |
| Net interest income | 1,641,000 | 3,464,000 | 5,357,000 | 7,254,000 |
| Noninterest income | 244,000 | 1,637,000 | 1,904,000 | 2,207,000 |
| Noninterest expense | 1,364,000 | 2,965,000 | 4,552,000 | 6,198,000 |
| Provision for loan losses | 0 | 540,000 | 540,000 | 540,000 |
| Pretax income | 598,000 | 1,680,000 | 2,253,000 | 2,807,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 598,000 | 1,680,000 | 2,253,000 | 2,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,734,000 | 21,485,000 | 21,934,000 | 22,016,000 |
| Total capital | 22,007,000 | 23,070,000 | 23,504,000 | 23,679,000 |
| Risk-weighted assets | 101,487,000 | 126,439,000 | 125,159,000 | 132,859,000 |