Call reports 2015
FARMERS BANK & TRUST COMPANY — 2015
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 136,076,000 | 139,768,000 | 140,691,000 | 143,148,000 |
| Total loans | 101,597,000 | 103,941,000 | 106,435,000 | 107,590,000 |
| Allowance for loan losses | 1,903,000 | 1,898,000 | 1,862,000 | 1,792,000 |
| Securities available for sale | 14,427,000 | 12,242,000 | 12,762,000 | 13,908,000 |
| Securities held to maturity | 9,199,000 | 10,420,000 | 10,685,000 | 10,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,725,000 | 104,489,000 | 100,513,000 | 105,528,000 |
| Interest-bearing deposits | 87,030,000 | 85,728,000 | 81,460,000 | 84,837,000 |
| Noninterest-bearing deposits | 19,695,000 | 18,761,000 | 19,053,000 | 20,691,000 |
| Equity capital | 19,709,000 | 19,822,000 | 20,351,000 | 20,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,707,000 | 3,443,000 | 5,189,000 | 6,953,000 |
| Interest expense | 82,000 | 160,000 | 240,000 | 311,000 |
| Net interest income | 1,625,000 | 3,283,000 | 4,949,000 | 6,642,000 |
| Noninterest income | 190,000 | 417,000 | 664,000 | 925,000 |
| Noninterest expense | 1,146,000 | 2,374,000 | 3,646,000 | 4,968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 669,000 | 1,334,000 | 1,975,000 | 2,607,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 669,000 | 1,334,000 | 1,975,000 | 2,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,477,000 | 19,700,000 | 20,169,000 | 20,324,000 |
| Total capital | 20,694,000 | 20,957,000 | 21,442,000 | 21,613,000 |
| Risk-weighted assets | 96,750,000 | 99,947,000 | 101,258,000 | 102,640,000 |