Call reports 2012
FARMERS BANK & TRUST COMPANY — 2012
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 145,312,000 | 142,845,000 | 141,989,000 | 140,318,000 |
| Total loans | 100,833,000 | 100,961,000 | 101,278,000 | 99,584,000 |
| Allowance for loan losses | 1,747,000 | 1,521,000 | 1,722,000 | 1,834,000 |
| Securities available for sale | 18,341,000 | 17,152,000 | 19,775,000 | 18,971,000 |
| Securities held to maturity | 11,467,000 | 11,082,000 | 10,651,000 | 10,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,998,000 | 112,531,000 | 111,024,000 | 110,832,000 |
| Interest-bearing deposits | 96,295,000 | 96,310,000 | 95,560,000 | 94,399,000 |
| Noninterest-bearing deposits | 15,703,000 | 16,221,000 | 15,464,000 | 16,433,000 |
| Equity capital | 15,484,000 | 15,916,000 | 16,408,000 | 16,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,897,000 | 3,837,000 | 5,751,000 | 7,626,000 |
| Interest expense | 354,000 | 697,000 | 999,000 | 1,279,000 |
| Net interest income | 1,543,000 | 3,140,000 | 4,752,000 | 6,347,000 |
| Noninterest income | 238,000 | 462,000 | 679,000 | 958,000 |
| Noninterest expense | 991,000 | 2,025,000 | 3,035,000 | 4,120,000 |
| Provision for loan losses | 105,000 | 210,000 | 440,000 | 645,000 |
| Pretax income | 685,000 | 1,367,000 | 1,956,000 | 2,540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 685,000 | 1,367,000 | 1,956,000 | 2,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,521,000 | 15,781,000 | 16,178,000 | 16,205,000 |
| Total capital | 16,726,000 | 16,982,000 | 17,389,000 | 17,413,000 |
| Risk-weighted assets | 95,897,000 | 95,748,000 | 96,333,000 | 96,017,000 |