Call reports 2005
FARMERS BANK & TRUST COMPANY — 2005
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 108,281,000 | 109,019,000 | 112,275,000 | 113,363,000 |
| Total loans | 72,049,000 | 72,522,000 | 75,368,000 | 75,247,000 |
| Allowance for loan losses | 1,011,000 | 1,059,000 | 1,058,000 | 1,003,000 |
| Securities available for sale | 13,791,000 | 14,428,000 | 13,720,000 | 14,173,000 |
| Securities held to maturity | 12,172,000 | 12,410,000 | 12,226,000 | 12,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,570,000 | 86,099,000 | 88,569,000 | 90,312,000 |
| Interest-bearing deposits | 76,375,000 | 75,884,000 | 78,633,000 | 79,012,000 |
| Noninterest-bearing deposits | 9,195,000 | 10,215,000 | 9,936,000 | 11,300,000 |
| Equity capital | 12,900,000 | 12,910,000 | 13,029,000 | 12,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,594,000 | 3,220,000 | 4,918,000 | 6,666,000 |
| Interest expense | 523,000 | 1,071,000 | 1,660,000 | 2,289,000 |
| Net interest income | 1,071,000 | 2,149,000 | 3,258,000 | 4,377,000 |
| Noninterest income | 186,000 | 374,000 | 578,000 | 777,000 |
| Noninterest expense | 765,000 | 1,559,000 | 2,395,000 | 3,210,000 |
| Provision for loan losses | 205,000 | 330,000 | 435,000 | 565,000 |
| Pretax income | 286,000 | 633,000 | 1,005,000 | 1,378,000 |
| Income tax | 47,000 | 112,000 | 194,000 | 274,000 |
| Net income | 239,000 | 521,000 | 811,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,125,000 | 13,044,000 | 13,233,000 | 13,154,000 |
| Total capital | 14,044,000 | 13,967,000 | 14,193,000 | 14,117,000 |
| Risk-weighted assets | 73,394,000 | 73,726,000 | 76,723,000 | 76,985,000 |
Machine access — free, no API key
Every figure shown here about FARMERS BANK & TRUST COMPANY — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.