Call reports 2018
SOUTH PORTE BANK — 2018
What SOUTH PORTE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 98,462,000 | 103,324,000 | 102,511,000 | 103,159,000 |
| Total loans | 73,610,000 | 76,494,000 | 78,621,000 | 79,834,000 |
| Allowance for loan losses | 637,000 | 724,000 | 733,000 | 750,000 |
| Securities available for sale | 10,200,000 | 10,032,000 | 9,762,000 | 9,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,675,000 | 84,461,000 | 83,091,000 | 83,504,000 |
| Interest-bearing deposits | 77,249,000 | 77,335,000 | 76,016,000 | 76,856,000 |
| Noninterest-bearing deposits | 6,426,000 | 7,126,000 | 7,075,000 | 6,648,000 |
| Equity capital | 8,614,000 | 8,827,000 | 8,914,000 | 9,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 1,981,000 | 3,079,000 | 4,221,000 |
| Interest expense | 251,000 | 527,000 | 846,000 | 1,200,000 |
| Net interest income | 707,000 | 1,454,000 | 2,233,000 | 3,021,000 |
| Noninterest income | 66,000 | 137,000 | 195,000 | 250,000 |
| Noninterest expense | 549,000 | 1,088,000 | 1,609,000 | 2,176,000 |
| Provision for loan losses | 55,000 | 141,000 | 211,000 | 294,000 |
| Pretax income | 169,000 | 362,000 | 608,000 | 801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 362,000 | 608,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,436,000 | 8,630,000 | 8,807,000 | 8,973,000 |
| Total capital | 9,092,000 | 9,373,000 | 9,559,000 | 9,742,000 |
| Risk-weighted assets | 68,049,000 | 71,741,000 | 72,871,000 | 73,444,000 |