Call reports 2015
SOUTH PORTE BANK — 2015
What SOUTH PORTE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 46,437,000 | 51,733,000 | 56,538,000 | 59,076,000 |
| Total loans | 32,317,000 | 35,175,000 | 37,502,000 | 40,300,000 |
| Allowance for loan losses | 323,000 | 350,000 | 374,000 | 403,000 |
| Securities available for sale | 522,000 | 421,000 | 1,164,000 | 1,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,903,000 | 47,052,000 | 51,831,000 | 54,295,000 |
| Interest-bearing deposits | 38,286,000 | 43,748,000 | 48,045,000 | 50,735,000 |
| Noninterest-bearing deposits | 3,617,000 | 3,304,000 | 3,786,000 | 3,560,000 |
| Equity capital | 4,473,000 | 4,605,000 | 4,648,000 | 4,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 827,000 | 1,305,000 | 1,883,000 |
| Interest expense | 90,000 | 188,000 | 302,000 | 430,000 |
| Net interest income | 309,000 | 639,000 | 1,003,000 | 1,453,000 |
| Noninterest income | 31,000 | 100,000 | 145,000 | 133,000 |
| Noninterest expense | 310,000 | 649,000 | 987,000 | 1,329,000 |
| Provision for loan losses | 3,000 | 31,000 | 55,000 | 84,000 |
| Pretax income | 27,000 | 59,000 | 106,000 | 173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 59,000 | 106,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,051,000 | 4,185,000 | 4,232,000 | 4,300,000 |
| Total capital | 4,690,000 | 4,543,000 | 4,615,000 | 4,712,000 |
| Risk-weighted assets | 25,716,000 | 28,689,000 | 31,425,000 | 35,760,000 |