Call reports 2012
SOUTH PORTE BANK — 2012
What SOUTH PORTE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 10,500,000 | 13,723,000 | 14,315,000 | 17,257,000 |
| Total loans | 3,174,000 | 2,829,000 | 3,493,000 | 7,174,000 |
| Allowance for loan losses | 35,000 | 35,000 | 41,000 | 56,000 |
| Securities available for sale | 963,000 | 957,000 | 952,000 | 811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,179,000 | 8,759,000 | 9,489,000 | 12,579,000 |
| Interest-bearing deposits | 7,437,000 | 7,332,000 | 7,766,000 | 9,463,000 |
| Noninterest-bearing deposits | 1,742,000 | 1,426,000 | 1,723,000 | 3,116,000 |
| Equity capital | 1,312,000 | 4,956,000 | 4,817,000 | 4,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 67,000 | 130,000 | 195,000 | 277,000 |
| Interest expense | 6,000 | 12,000 | 17,000 | 24,000 |
| Net interest income | 61,000 | 118,000 | 178,000 | 253,000 |
| Noninterest income | 8,000 | 15,000 | 26,000 | 33,000 |
| Noninterest expense | 85,000 | 194,000 | 404,000 | 633,000 |
| Provision for loan losses | 0 | 0 | 0 | 21,000 |
| Pretax income | -16,000 | -61,000 | -200,000 | -370,000 |
| Income tax | 0 | 0 | 0 | -5,000 |
| Net income | -16,000 | -61,000 | -200,000 | -348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,134,000 | 4,600,000 | 4,413,000 | 4,200,000 |
| Total capital | 1,169,000 | 4,635,000 | 4,454,000 | 4,256,000 |
| Risk-weighted assets | 9,007,000 | 12,177,000 | 12,146,000 | 7,230,000 |