Call reports 2022
SETTLERS BANK — 2022
What SETTLERS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 327,949,000 | 318,883,000 | 350,300,000 | 405,901,000 |
| Total loans | 297,609,000 | 309,653,000 | 321,587,000 | 352,455,000 |
| Allowance for loan losses | 8,194,000 | 8,194,000 | 8,194,000 | 8,190,000 |
| Securities available for sale | 4,859,000 | 4,478,000 | 4,337,000 | 4,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,558,000 | 233,266,000 | 260,445,000 | 311,949,000 |
| Interest-bearing deposits | 164,967,000 | 151,315,000 | 172,832,000 | 216,102,000 |
| Noninterest-bearing deposits | 78,591,000 | 81,951,000 | 87,613,000 | 95,847,000 |
| Equity capital | 39,173,000 | 39,877,000 | 40,751,000 | 42,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,385,000 | 6,639,000 | 10,335,000 | 14,909,000 |
| Interest expense | 183,000 | 362,000 | 805,000 | 1,689,000 |
| Net interest income | 3,202,000 | 6,277,000 | 9,530,000 | 13,220,000 |
| Noninterest income | 458,000 | 844,000 | 1,180,000 | 3,145,000 |
| Noninterest expense | 2,228,000 | 4,531,000 | 6,877,000 | 9,980,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,432,000 | 2,590,000 | 3,833,000 | 6,385,000 |
| Income tax | 392,000 | 715,000 | 1,059,000 | 1,908,000 |
| Net income | 1,040,000 | 1,875,000 | 2,774,000 | 4,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,136,000 | 39,968,000 | 40,875,000 | 42,584,000 |
| Total capital | 42,920,000 | 43,950,000 | 44,890,000 | 47,252,000 |
| Risk-weighted assets | 298,317,000 | 314,358,000 | 317,089,000 | 369,964,000 |