Call reports 2021
SETTLERS BANK — 2021
What SETTLERS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 346,961,000 | 339,320,000 | 326,690,000 | 346,135,000 |
| Total loans | 314,448,000 | 300,559,000 | 311,258,000 | 313,179,000 |
| Allowance for loan losses | 7,262,000 | 7,848,000 | 7,801,000 | 8,201,000 |
| Securities available for sale | 7,065,000 | 6,306,000 | 6,081,000 | 5,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,107,000 | 253,283,000 | 248,055,000 | 270,835,000 |
| Interest-bearing deposits | 188,477,000 | 176,555,000 | 172,504,000 | 178,548,000 |
| Noninterest-bearing deposits | 68,630,000 | 76,728,000 | 75,551,000 | 92,287,000 |
| Equity capital | 35,678,000 | 36,707,000 | 37,450,000 | 38,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,791,000 | 7,808,000 | 11,458,000 | 15,055,000 |
| Interest expense | 409,000 | 780,000 | 1,027,000 | 1,376,000 |
| Net interest income | 3,382,000 | 7,028,000 | 10,431,000 | 13,679,000 |
| Noninterest income | 807,000 | 1,488,000 | 2,000,000 | 2,454,000 |
| Noninterest expense | 2,238,000 | 4,492,000 | 6,639,000 | 8,808,000 |
| Provision for loan losses | 682,000 | 1,268,000 | 1,796,000 | 2,192,000 |
| Pretax income | 1,269,000 | 2,756,000 | 3,996,000 | 5,133,000 |
| Income tax | 344,000 | 766,000 | 1,102,000 | 1,355,000 |
| Net income | 925,000 | 1,990,000 | 2,894,000 | 3,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,392,000 | 36,457,000 | 37,211,000 | 38,095,000 |
| Total capital | 39,030,000 | 40,110,000 | 41,061,000 | 42,028,000 |
| Risk-weighted assets | 287,451,000 | 288,052,000 | 304,091,000 | 310,404,000 |