Call reports 2020
SETTLERS BANK — 2020
What SETTLERS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 321,535,000 | 382,273,000 | 369,454,000 | 366,197,000 |
| Total loans | 284,490,000 | 327,026,000 | 321,831,000 | 297,785,000 |
| Allowance for loan losses | 4,679,000 | 4,874,000 | 5,492,000 | 6,580,000 |
| Securities available for sale | 8,833,000 | 8,803,000 | 8,376,000 | 7,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,925,000 | 277,615,000 | 264,191,000 | 268,918,000 |
| Interest-bearing deposits | 215,579,000 | 209,963,000 | 198,583,000 | 198,705,000 |
| Noninterest-bearing deposits | 35,346,000 | 67,652,000 | 65,608,000 | 70,213,000 |
| Equity capital | 31,220,000 | 32,687,000 | 34,065,000 | 34,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,633,000 | 7,286,000 | 11,238,000 | 15,363,000 |
| Interest expense | 1,061,000 | 1,843,000 | 2,420,000 | 2,869,000 |
| Net interest income | 2,572,000 | 5,443,000 | 8,818,000 | 12,494,000 |
| Noninterest income | 409,000 | 1,858,000 | 3,268,000 | 4,609,000 |
| Noninterest expense | 2,113,000 | 4,529,000 | 6,839,000 | 9,202,000 |
| Provision for loan losses | 148,000 | 295,000 | 906,000 | 2,047,000 |
| Pretax income | 720,000 | 2,477,000 | 4,341,000 | 5,854,000 |
| Income tax | 198,000 | 678,000 | 1,184,000 | 1,597,000 |
| Net income | 522,000 | 1,799,000 | 3,157,000 | 4,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,082,000 | 32,358,000 | 33,716,000 | 34,467,000 |
| Total capital | 34,806,000 | 36,091,000 | 37,398,000 | 38,081,000 |
| Risk-weighted assets | 296,996,000 | 297,530,000 | 292,794,000 | 286,172,000 |
Machine access — free, no API key
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