Call reports 2017
SETTLERS BANK — 2017
What SETTLERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 236,445,000 | 236,522,000 | 239,498,000 | 246,519,000 |
| Total loans | 189,659,000 | 197,973,000 | 203,085,000 | 214,635,000 |
| Allowance for loan losses | 2,633,000 | 2,657,000 | 2,736,000 | 2,107,000 |
| Securities available for sale | 4,393,000 | 4,402,000 | 4,329,000 | 4,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,586,000 | 198,995,000 | 201,058,000 | 208,317,000 |
| Interest-bearing deposits | 180,248,000 | 175,367,000 | 173,821,000 | 181,197,000 |
| Noninterest-bearing deposits | 18,338,000 | 23,628,000 | 27,237,000 | 27,120,000 |
| Equity capital | 21,857,000 | 22,320,000 | 22,761,000 | 23,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,596,000 | 4,993,000 | 7,619,000 | 10,212,000 |
| Interest expense | 436,000 | 950,000 | 1,494,000 | 2,075,000 |
| Net interest income | 2,160,000 | 4,043,000 | 6,125,000 | 8,137,000 |
| Noninterest income | 285,000 | 587,000 | 931,000 | 1,284,000 |
| Noninterest expense | 1,564,000 | 3,055,000 | 4,605,000 | 6,314,000 |
| Provision for loan losses | 172,000 | 197,000 | 300,000 | 1,622,000 |
| Pretax income | 709,000 | 1,378,000 | 2,151,000 | 1,485,000 |
| Income tax | 252,000 | 499,000 | 822,000 | 552,000 |
| Net income | 457,000 | 879,000 | 1,329,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,849,000 | 22,271,000 | 22,722,000 | 23,875,000 |
| Total capital | 24,119,000 | 24,663,000 | 25,199,000 | 25,982,000 |
| Risk-weighted assets | 181,287,000 | 191,140,000 | 197,950,000 | 209,559,000 |