Call reports 2008
SETTLERS BANK — 2008
What SETTLERS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 15,225,000 | 17,446,000 | 29,142,000 | 36,099,000 |
| Total loans | 6,954,000 | 13,328,000 | 15,058,000 | 29,602,000 |
| Allowance for loan losses | 82,000 | 197,000 | 257,000 | 442,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,440,000 | 7,937,000 | 19,830,000 | 27,121,000 |
| Interest-bearing deposits | 5,084,000 | 7,525,000 | 19,458,000 | 24,371,000 |
| Noninterest-bearing deposits | 356,000 | 412,000 | 372,000 | 2,750,000 |
| Equity capital | 9,766,000 | 9,444,000 | 9,169,000 | 8,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 140,000 | 311,000 | 562,000 | 928,000 |
| Interest expense | 23,000 | 70,000 | 220,000 | 403,000 |
| Net interest income | 117,000 | 241,000 | 342,000 | 525,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 3,000 |
| Noninterest expense | 256,000 | 589,000 | 906,000 | 1,254,000 |
| Provision for loan losses | 60,000 | 175,000 | 235,000 | 420,000 |
| Pretax income | -199,000 | -522,000 | -797,000 | -1,146,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -199,000 | -522,000 | -797,000 | -1,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,766,000 | 9,444,000 | 9,169,000 | 8,818,000 |
| Total capital | 9,848,000 | 9,605,000 | 9,389,000 | 9,200,000 |
| Risk-weighted assets | 8,502,000 | 12,844,000 | 17,590,000 | 30,515,000 |
Machine access — free, no API key
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