Call reports 2025
BANK OF CAVE CITY — 2025
What BANK OF CAVE CITY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 195,453,000 | 190,873,000 | 192,461,000 | 189,713,000 |
| Total loans | 132,606,000 | 128,824,000 | 128,330,000 | 124,088,000 |
| Allowance for loan losses | 827,000 | 840,000 | 840,000 | 837,000 |
| Securities available for sale | 37,183,000 | 36,287,000 | 37,907,000 | 36,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,693,000 | 168,940,000 | 169,756,000 | 167,114,000 |
| Interest-bearing deposits | 144,244,000 | 142,750,000 | 145,390,000 | 143,495,000 |
| Noninterest-bearing deposits | 21,449,000 | 26,190,000 | 24,366,000 | 23,619,000 |
| Equity capital | 10,093,000 | 10,570,000 | 11,372,000 | 11,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,756,000 | 5,564,000 | 8,363,000 | 11,210,000 |
| Interest expense | 1,014,000 | 1,927,000 | 2,852,000 | 3,738,000 |
| Net interest income | 1,742,000 | 3,637,000 | 5,511,000 | 7,472,000 |
| Noninterest income | 352,000 | 703,000 | 1,077,000 | 1,450,000 |
| Noninterest expense | 1,601,000 | 3,235,000 | 4,898,000 | 6,750,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 490,000 | 1,099,000 | 1,681,000 | 2,160,000 |
| Income tax | 7,000 | 14,000 | 23,000 | 30,000 |
| Net income | 483,000 | 1,085,000 | 1,658,000 | 2,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,822,000 | 16,060,000 | 16,009,000 | 16,116,000 |
| Total capital | 16,733,000 | 16,983,000 | 16,933,000 | 17,037,000 |
| Risk-weighted assets | 78,766,000 | 75,502,000 | 74,511,000 | 73,709,000 |