Call reports 2024
BANK OF CAVE CITY — 2024
What BANK OF CAVE CITY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 184,534,000 | 186,660,000 | 185,754,000 | 191,079,000 |
| Total loans | 123,301,000 | 125,512,000 | 128,154,000 | 131,698,000 |
| Allowance for loan losses | 866,000 | 777,000 | 839,000 | 843,000 |
| Securities available for sale | 40,034,000 | 39,375,000 | 41,077,000 | 38,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,456,000 | 156,973,000 | 155,068,000 | 162,098,000 |
| Interest-bearing deposits | 132,058,000 | 135,681,000 | 136,005,000 | 141,643,000 |
| Noninterest-bearing deposits | 21,398,000 | 21,292,000 | 19,063,000 | 20,455,000 |
| Equity capital | 8,938,000 | 9,329,000 | 10,478,000 | 9,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,507,000 | 5,040,000 | 7,670,000 | 10,420,000 |
| Interest expense | 928,000 | 1,916,000 | 2,948,000 | 4,008,000 |
| Net interest income | 1,579,000 | 3,124,000 | 4,722,000 | 6,412,000 |
| Noninterest income | 377,000 | 726,000 | 1,079,000 | 1,450,000 |
| Noninterest expense | 1,503,000 | 2,973,000 | 4,530,000 | 6,141,000 |
| Provision for loan losses | -748,000 | -745,000 | -742,000 | -739,000 |
| Pretax income | 1,201,000 | 1,622,000 | 2,013,000 | 2,460,000 |
| Income tax | 6,000 | 25,000 | 32,000 | 39,000 |
| Net income | 1,195,000 | 1,597,000 | 1,981,000 | 2,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,488,000 | 15,572,000 | 15,355,000 | 15,595,000 |
| Total capital | 16,438,000 | 16,433,000 | 16,278,000 | 16,522,000 |
| Risk-weighted assets | 77,432,000 | 83,167,000 | 76,387,000 | 76,147,000 |