Call reports 2023
BANK OF CAVE CITY — 2023
What BANK OF CAVE CITY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 174,887,000 | 176,235,000 | 176,391,000 | 180,599,000 |
| Total loans | 118,476,000 | 123,474,000 | 125,649,000 | 124,349,000 |
| Allowance for loan losses | 1,526,000 | 1,552,000 | 1,543,000 | 1,570,000 |
| Securities available for sale | 37,914,000 | 36,588,000 | 33,876,000 | 38,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,491,000 | 142,985,000 | 143,978,000 | 149,826,000 |
| Interest-bearing deposits | 124,342,000 | 122,045,000 | 122,825,000 | 129,189,000 |
| Noninterest-bearing deposits | 21,149,000 | 20,940,000 | 21,153,000 | 20,637,000 |
| Equity capital | 8,147,000 | 7,985,000 | 6,676,000 | 8,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,931,000 | 4,115,000 | 6,373,000 | 8,793,000 |
| Interest expense | 438,000 | 1,034,000 | 1,741,000 | 2,601,000 |
| Net interest income | 1,493,000 | 3,081,000 | 4,632,000 | 6,192,000 |
| Noninterest income | 317,000 | 618,000 | 942,000 | 1,275,000 |
| Noninterest expense | 1,343,000 | 2,690,000 | 4,120,000 | 5,549,000 |
| Provision for loan losses | 50,000 | 94,000 | 140,000 | 185,000 |
| Pretax income | 393,000 | 891,000 | 1,290,000 | 1,709,000 |
| Income tax | 15,000 | 0 | 9,000 | 19,000 |
| Net income | 378,000 | 891,000 | 1,281,000 | 1,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,098,000 | 14,571,000 | 14,482,000 | 14,292,000 |
| Total capital | 15,424,000 | 15,769,000 | 15,774,000 | 15,208,000 |
| Risk-weighted assets | 105,830,000 | 95,380,000 | 103,102,000 | 72,607,000 |