Call reports 2022
BANK OF CAVE CITY — 2022
What BANK OF CAVE CITY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 161,092,000 | 157,464,000 | 162,326,000 | 165,424,000 |
| Total loans | 94,735,000 | 99,388,000 | 106,626,000 | 110,651,000 |
| Allowance for loan losses | 1,379,000 | 1,402,000 | 1,426,000 | 1,481,000 |
| Securities available for sale | 43,967,000 | 41,464,000 | 38,147,000 | 38,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,294,000 | 141,564,000 | 141,792,000 | 140,817,000 |
| Interest-bearing deposits | 122,280,000 | 120,395,000 | 121,735,000 | 121,059,000 |
| Noninterest-bearing deposits | 21,014,000 | 21,169,000 | 20,057,000 | 19,758,000 |
| Equity capital | 10,313,000 | 8,358,000 | 6,648,000 | 7,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 3,080,000 | 4,770,000 | 6,589,000 |
| Interest expense | 200,000 | 393,000 | 613,000 | 911,000 |
| Net interest income | 1,279,000 | 2,687,000 | 4,157,000 | 5,678,000 |
| Noninterest income | 308,000 | 615,000 | 943,000 | 1,295,000 |
| Noninterest expense | 1,153,000 | 2,306,000 | 3,543,000 | 5,123,000 |
| Provision for loan losses | 31,000 | 62,000 | 94,000 | 215,000 |
| Pretax income | 403,000 | 934,000 | 1,463,000 | 1,635,000 |
| Income tax | 0 | 33,000 | 70,000 | 62,000 |
| Net income | 403,000 | 901,000 | 1,393,000 | 1,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,811,000 | 14,310,000 | 14,202,000 | 14,382,000 |
| Total capital | 14,888,000 | 15,469,000 | 15,336,000 | 15,562,000 |
| Risk-weighted assets | 85,853,000 | 92,503,000 | 90,390,000 | 94,114,000 |