Call reports 2020
BANK OF CAVE CITY — 2020
What BANK OF CAVE CITY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 131,339,000 | 139,982,000 | 144,693,000 | 148,855,000 |
| Total loans | 90,296,000 | 93,755,000 | 94,252,000 | 93,170,000 |
| Allowance for loan losses | 1,103,000 | 1,189,000 | 1,216,000 | 1,265,000 |
| Securities available for sale | 22,060,000 | 25,386,000 | 29,073,000 | 31,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,872,000 | 116,034,000 | 120,635,000 | 125,327,000 |
| Interest-bearing deposits | 94,744,000 | 99,601,000 | 102,761,000 | 107,938,000 |
| Noninterest-bearing deposits | 13,128,000 | 16,433,000 | 17,874,000 | 17,389,000 |
| Equity capital | 12,132,000 | 12,574,000 | 12,894,000 | 13,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,903,000 | 4,411,000 | 5,940,000 |
| Interest expense | 276,000 | 557,000 | 822,000 | 1,075,000 |
| Net interest income | 1,142,000 | 2,346,000 | 3,589,000 | 4,865,000 |
| Noninterest income | 275,000 | 531,000 | 820,000 | 1,094,000 |
| Noninterest expense | 1,020,000 | 2,062,000 | 3,149,000 | 4,261,000 |
| Provision for loan losses | 228,000 | 303,000 | 378,000 | 428,000 |
| Pretax income | 175,000 | 528,000 | 898,000 | 1,298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 528,000 | 898,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,742,000 | 11,994,000 | 12,365,000 | 12,625,000 |
| Total capital | 12,720,000 | 12,968,000 | 13,357,000 | 13,619,000 |
| Risk-weighted assets | 78,129,000 | 77,673,000 | 79,103,000 | 79,269,000 |