Call reports 2019
BANK OF CAVE CITY — 2019
What BANK OF CAVE CITY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 115,805,000 | 118,461,000 | 121,955,000 | 126,948,000 |
| Total loans | 80,468,000 | 85,274,000 | 89,483,000 | 88,026,000 |
| Allowance for loan losses | 833,000 | 887,000 | 919,000 | 932,000 |
| Securities available for sale | 15,528,000 | 12,817,000 | 14,492,000 | 19,733,000 |
| Securities held to maturity | 110,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,347,000 | 95,784,000 | 98,902,000 | 103,733,000 |
| Interest-bearing deposits | 81,745,000 | 83,459,000 | 87,399,000 | 91,261,000 |
| Noninterest-bearing deposits | 11,602,000 | 12,325,000 | 11,503,000 | 12,472,000 |
| Equity capital | 10,465,000 | 10,810,000 | 11,339,000 | 11,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,662,000 | 4,114,000 | 5,672,000 |
| Interest expense | 221,000 | 463,000 | 726,000 | 1,004,000 |
| Net interest income | 1,073,000 | 2,199,000 | 3,388,000 | 4,668,000 |
| Noninterest income | 272,000 | 444,000 | 819,000 | 1,101,000 |
| Noninterest expense | 994,000 | 2,029,000 | 3,066,000 | 4,158,000 |
| Provision for loan losses | 79,000 | 139,000 | 209,000 | 269,000 |
| Pretax income | 272,000 | 475,000 | 932,000 | 1,342,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 475,000 | 932,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,557,000 | 10,760,000 | 11,217,000 | 11,567,000 |
| Total capital | 11,390,000 | 11,647,000 | 12,136,000 | 12,499,000 |
| Risk-weighted assets | 68,848,000 | 73,335,000 | 73,954,000 | 75,763,000 |