Call reports 2016
BANK OF CAVE CITY — 2016
What BANK OF CAVE CITY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 99,984,000 | 100,931,000 | 105,960,000 | 110,732,000 |
| Total loans | 67,410,000 | 73,212,000 | 77,366,000 | 73,289,000 |
| Allowance for loan losses | 531,000 | 545,000 | 596,000 | 604,000 |
| Securities available for sale | 14,371,000 | 11,976,000 | 10,569,000 | 13,809,000 |
| Securities held to maturity | 209,000 | 110,000 | 110,000 | 110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,903,000 | 85,928,000 | 86,977,000 | 92,080,000 |
| Interest-bearing deposits | 75,167,000 | 75,089,000 | 75,891,000 | 80,912,000 |
| Noninterest-bearing deposits | 11,736,000 | 10,839,000 | 11,086,000 | 11,168,000 |
| Equity capital | 9,034,000 | 9,405,000 | 9,066,000 | 8,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,144,000 | 3,292,000 | 4,457,000 |
| Interest expense | 106,000 | 215,000 | 345,000 | 481,000 |
| Net interest income | 949,000 | 1,929,000 | 2,947,000 | 3,976,000 |
| Noninterest income | 210,000 | 369,000 | 503,000 | 674,000 |
| Noninterest expense | 733,000 | 1,524,000 | 2,257,000 | 3,124,000 |
| Provision for loan losses | 107,000 | 152,000 | 202,000 | 277,000 |
| Pretax income | 319,000 | 658,000 | 1,072,000 | 1,329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 658,000 | 1,072,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,834,000 | 9,174,000 | 8,889,000 | 9,145,000 |
| Total capital | 9,365,000 | 9,720,000 | 9,485,000 | 9,749,000 |
| Risk-weighted assets | 60,696,000 | 63,438,000 | 65,047,000 | 64,215,000 |