Call reports 2015
BANK OF CAVE CITY — 2015
What BANK OF CAVE CITY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 97,530,000 | 97,060,000 | 97,964,000 | 97,934,000 |
| Total loans | 60,539,000 | 61,985,000 | 62,814,000 | 65,154,000 |
| Allowance for loan losses | 567,000 | 549,000 | 542,000 | 541,000 |
| Securities available for sale | 20,292,000 | 18,106,000 | 17,697,000 | 15,277,000 |
| Securities held to maturity | 110,000 | 110,000 | 110,000 | 110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,234,000 | 81,589,000 | 83,446,000 | 85,083,000 |
| Interest-bearing deposits | 70,762,000 | 71,531,000 | 73,222,000 | 74,325,000 |
| Noninterest-bearing deposits | 9,472,000 | 10,058,000 | 10,224,000 | 10,758,000 |
| Equity capital | 10,164,000 | 8,325,000 | 8,911,000 | 9,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 974,000 | 1,961,000 | 2,985,000 | 4,014,000 |
| Interest expense | 143,000 | 286,000 | 413,000 | 521,000 |
| Net interest income | 831,000 | 1,675,000 | 2,572,000 | 3,493,000 |
| Noninterest income | 159,000 | 316,000 | 485,000 | 602,000 |
| Noninterest expense | 679,000 | 1,412,000 | 2,082,000 | 2,918,000 |
| Provision for loan losses | 5,000 | 10,000 | 40,000 | 70,000 |
| Pretax income | 322,000 | 597,000 | 980,000 | 1,152,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 322,000 | 597,000 | 980,000 | 1,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,894,000 | 8,461,000 | 8,844,000 | 9,016,000 |
| Total capital | 10,461,000 | 9,010,000 | 9,386,000 | 9,557,000 |
| Risk-weighted assets | 56,766,000 | 57,301,000 | 58,469,000 | 61,800,000 |