Call reports 2014
BANK OF CAVE CITY — 2014
What BANK OF CAVE CITY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 97,772,000 | 98,826,000 | 96,894,000 | 99,035,000 |
| Total loans | 55,922,000 | 56,020,000 | 57,521,000 | 61,059,000 |
| Allowance for loan losses | 626,000 | 581,000 | 564,000 | 571,000 |
| Securities available for sale | 22,929,000 | 27,233,000 | 23,156,000 | 20,258,000 |
| Securities held to maturity | 110,000 | 110,000 | 110,000 | 110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,533,000 | 82,124,000 | 80,183,000 | 82,011,000 |
| Interest-bearing deposits | 73,976,000 | 73,043,000 | 71,153,000 | 73,131,000 |
| Noninterest-bearing deposits | 7,557,000 | 9,081,000 | 9,030,000 | 8,880,000 |
| Equity capital | 9,232,000 | 9,606,000 | 9,616,000 | 9,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 1,984,000 | 3,043,000 | 4,064,000 |
| Interest expense | 158,000 | 312,000 | 464,000 | 612,000 |
| Net interest income | 834,000 | 1,672,000 | 2,579,000 | 3,452,000 |
| Noninterest income | 162,000 | 300,000 | 459,000 | 630,000 |
| Noninterest expense | 711,000 | 1,461,000 | 2,161,000 | 3,044,000 |
| Provision for loan losses | 10,000 | 10,000 | 20,000 | 20,000 |
| Pretax income | 306,000 | 542,000 | 915,000 | 1,103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 306,000 | 542,000 | 915,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,835,000 | 9,900,000 | 9,824,000 | 9,752,000 |
| Total capital | 10,462,000 | 10,481,000 | 10,388,000 | 10,323,000 |
| Risk-weighted assets | 64,168,000 | 64,841,000 | 63,882,000 | 66,763,000 |