Call reports 2013
BANK OF CAVE CITY — 2013
What BANK OF CAVE CITY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 96,141,000 | 97,029,000 | 94,886,000 | 93,876,000 |
| Total loans | 58,439,000 | 60,054,000 | 58,992,000 | 57,706,000 |
| Allowance for loan losses | 658,000 | 670,000 | 668,000 | 607,000 |
| Securities available for sale | 22,184,000 | 21,066,000 | 20,595,000 | 21,497,000 |
| Securities held to maturity | 110,000 | 110,000 | 110,000 | 110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,732,000 | 80,481,000 | 78,480,000 | 77,806,000 |
| Interest-bearing deposits | 71,538,000 | 72,459,000 | 70,914,000 | 70,744,000 |
| Noninterest-bearing deposits | 7,194,000 | 8,022,000 | 7,566,000 | 7,062,000 |
| Equity capital | 10,361,000 | 9,572,000 | 9,352,000 | 9,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,148,000 | 3,178,000 | 4,226,000 |
| Interest expense | 183,000 | 355,000 | 527,000 | 694,000 |
| Net interest income | 892,000 | 1,793,000 | 2,651,000 | 3,532,000 |
| Noninterest income | 155,000 | 302,000 | 399,000 | 564,000 |
| Noninterest expense | 714,000 | 1,465,000 | 2,183,000 | 3,078,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 95,000 |
| Pretax income | 368,000 | 650,000 | 935,000 | 1,063,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 650,000 | 935,000 | 1,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,830,000 | 9,975,000 | 9,874,000 | 9,815,000 |
| Total capital | 10,488,000 | 10,645,000 | 10,542,000 | 10,422,000 |
| Risk-weighted assets | 64,459,000 | 64,816,000 | 65,544,000 | 63,342,000 |