Call reports 2012
BANK OF CAVE CITY — 2012
What BANK OF CAVE CITY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 95,779,000 | 94,399,000 | 92,973,000 | 94,383,000 |
| Total loans | 57,432,000 | 58,078,000 | 58,387,000 | 58,813,000 |
| Allowance for loan losses | 726,000 | 697,000 | 670,000 | 640,000 |
| Securities available for sale | 24,952,000 | 23,683,000 | 20,749,000 | 19,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,806,000 | 76,710,000 | 75,235,000 | 76,793,000 |
| Interest-bearing deposits | 71,147,000 | 69,799,000 | 68,819,000 | 70,074,000 |
| Noninterest-bearing deposits | 6,659,000 | 6,911,000 | 6,416,000 | 6,719,000 |
| Equity capital | 10,258,000 | 10,142,000 | 10,381,000 | 10,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,243,000 | 3,354,000 | 4,451,000 |
| Interest expense | 226,000 | 447,000 | 653,000 | 853,000 |
| Net interest income | 898,000 | 1,796,000 | 2,701,000 | 3,598,000 |
| Noninterest income | 129,000 | 274,000 | 416,000 | 558,000 |
| Noninterest expense | 742,000 | 1,455,000 | 2,171,000 | 3,005,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 267,000 | 607,000 | 978,000 | 1,211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 267,000 | 607,000 | 978,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,547,000 | 9,400,000 | 9,583,000 | 9,749,000 |
| Total capital | 10,212,000 | 10,097,000 | 10,253,000 | 10,390,000 |
| Risk-weighted assets | 52,886,000 | 64,198,000 | 61,879,000 | 63,500,000 |