Call reports 2011
BANK OF CAVE CITY — 2011
What BANK OF CAVE CITY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 95,671,000 | 95,477,000 | 96,203,000 | 93,787,000 |
| Total loans | 60,660,000 | 60,750,000 | 60,477,000 | 59,174,000 |
| Allowance for loan losses | 848,000 | 870,000 | 869,000 | 896,000 |
| Securities available for sale | 19,824,000 | 24,107,000 | 22,260,000 | 23,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,614,000 | 77,253,000 | 77,688,000 | 75,700,000 |
| Interest-bearing deposits | 70,596,000 | 70,534,000 | 71,770,000 | 69,782,000 |
| Noninterest-bearing deposits | 7,018,000 | 6,719,000 | 5,918,000 | 5,918,000 |
| Equity capital | 9,848,000 | 10,123,000 | 10,376,000 | 10,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,417,000 | 3,592,000 | 4,662,000 |
| Interest expense | 280,000 | 546,000 | 806,000 | 1,038,000 |
| Net interest income | 965,000 | 1,871,000 | 2,786,000 | 3,624,000 |
| Noninterest income | 118,000 | 265,000 | 416,000 | 554,000 |
| Noninterest expense | 896,000 | 1,657,000 | 2,432,000 | 3,384,000 |
| Provision for loan losses | 40,000 | 60,000 | 80,000 | 110,000 |
| Pretax income | 147,000 | 458,000 | 751,000 | 748,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 458,000 | 751,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,272,000 | 9,340,000 | 9,545,000 | 9,417,000 |
| Total capital | 9,941,000 | 9,998,000 | 10,212,000 | 10,058,000 |
| Risk-weighted assets | 53,367,000 | 52,449,000 | 53,165,000 | 51,234,000 |