Call reports 2019
CHOICE BANK — 2019
What CHOICE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 440,525,000 | 444,116,000 | 436,390,000 |
| Total loans | 338,834,000 | 349,276,000 | 352,078,000 |
| Allowance for loan losses | 4,585,000 | 4,585,000 | 4,583,000 |
| Securities available for sale | 25,870,000 | 24,089,000 | 20,152,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 311,204,000 | 314,165,000 | 307,652,000 |
| Interest-bearing deposits | 289,117,000 | 290,473,000 | 282,342,000 |
| Noninterest-bearing deposits | 22,087,000 | 23,692,000 | 25,310,000 |
| Equity capital | 41,599,000 | 42,708,000 | 44,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 4,719,000 | 9,580,000 | 14,620,000 |
| Interest expense | 1,688,000 | 3,515,000 | 5,347,000 |
| Net interest income | 3,031,000 | 6,065,000 | 9,273,000 |
| Noninterest income | 453,000 | 667,000 | 1,008,000 |
| Noninterest expense | 1,774,000 | 3,615,000 | 5,196,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,710,000 | 3,117,000 | 5,085,000 |
| Income tax | 452,000 | 814,000 | 1,328,000 |
| Net income | 1,258,000 | 2,303,000 | 3,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 41,642,000 | 42,647,000 | 44,154,000 |
| Total capital | 45,492,000 | 46,678,000 | 48,106,000 |
| Risk-weighted assets | 307,244,000 | 321,952,000 | 315,503,000 |
Machine access — free, no API key
Every figure shown here about CHOICE BANK — 2019 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.