Call reports 2014
CHOICE BANK — 2014
What CHOICE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 216,696,000 | 221,217,000 | 222,590,000 | 233,162,000 |
| Total loans | 184,574,000 | 186,786,000 | 185,615,000 | 196,186,000 |
| Allowance for loan losses | 4,758,000 | 4,825,000 | 4,825,000 | 4,824,000 |
| Securities available for sale | 18,563,000 | 18,863,000 | 19,915,000 | 20,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,603,000 | 178,380,000 | 178,979,000 | 189,226,000 |
| Interest-bearing deposits | 158,634,000 | 162,381,000 | 167,711,000 | 176,803,000 |
| Noninterest-bearing deposits | 15,969,000 | 15,999,000 | 11,268,000 | 12,423,000 |
| Equity capital | 21,387,000 | 22,065,000 | 22,687,000 | 23,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,301,000 | 4,721,000 | 7,121,000 | 9,624,000 |
| Interest expense | 403,000 | 863,000 | 1,298,000 | 1,785,000 |
| Net interest income | 1,898,000 | 3,858,000 | 5,823,000 | 7,839,000 |
| Noninterest income | 87,000 | 224,000 | 351,000 | 497,000 |
| Noninterest expense | 1,143,000 | 2,240,000 | 3,342,000 | 4,426,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 767,000 | 1,692,000 | 2,682,000 | 3,760,000 |
| Income tax | 302,000 | 665,000 | 1,053,000 | 1,469,000 |
| Net income | 465,000 | 1,027,000 | 1,629,000 | 2,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,330,000 | 21,932,000 | 22,574,000 | 23,274,000 |
| Total capital | 23,344,000 | 23,966,000 | 24,588,000 | 25,413,000 |
| Risk-weighted assets | 158,369,000 | 159,953,000 | 158,304,000 | 168,411,000 |
Machine access — free, no API key
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