Call reports 2007
CHOICE BANK — 2007
What CHOICE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,448,000 | 44,967,000 | 58,190,000 | 72,061,000 |
| Total loans | 17,835,000 | 30,218,000 | 44,596,000 | 61,521,000 |
| Allowance for loan losses | 240,000 | 409,000 | 603,000 | 819,000 |
| Securities available for sale | 12,664,000 | 8,840,000 | 5,883,000 | 6,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,369,000 | 25,212,000 | 38,457,000 | 49,315,000 |
| Interest-bearing deposits | 17,604,000 | 22,724,000 | 35,563,000 | 45,909,000 |
| Noninterest-bearing deposits | 1,765,000 | 2,488,000 | 2,894,000 | 3,406,000 |
| Equity capital | 19,815,000 | 19,415,000 | 19,327,000 | 19,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,144,000 | 1,966,000 | 2,998,000 |
| Interest expense | 172,000 | 415,000 | 766,000 | 1,285,000 |
| Net interest income | 330,000 | 729,000 | 1,200,000 | 1,713,000 |
| Noninterest income | 28,000 | 67,000 | 105,000 | 155,000 |
| Noninterest expense | 549,000 | 1,106,000 | 1,649,000 | 2,287,000 |
| Provision for loan losses | 158,000 | 326,000 | 520,000 | 737,000 |
| Pretax income | -349,000 | -636,000 | -864,000 | -1,156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -349,000 | -636,000 | -864,000 | -1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,789,000 | 19,535,000 | 19,325,000 | 19,054,000 |
| Total capital | 20,029,000 | 19,940,000 | 19,901,000 | 19,796,000 |
| Risk-weighted assets | 21,476,000 | 32,419,000 | 46,396,000 | 59,281,000 |
Machine access — free, no API key
Every figure shown here about CHOICE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.