Call reports 2026
FIRST STATE BANK AND TRUST COMPANY — 2026
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 552,169,000 | 547,414,000 |
| Total loans | 180,636,000 | 180,476,000 |
| Allowance for loan losses | 1,570,000 | 1,479,000 |
| Securities available for sale | 230,125,000 | 232,299,000 |
| Securities held to maturity | 61,223,000 | 60,685,000 |
| Trading assets | 0 | 0 |
| Total deposits | 495,292,000 | 490,563,000 |
| Interest-bearing deposits | 404,694,000 | 396,868,000 |
| Noninterest-bearing deposits | 90,598,000 | 93,695,000 |
| Equity capital | 51,849,000 | 52,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,400,000 | 10,970,000 |
| Interest expense | 2,009,000 | 4,136,000 |
| Net interest income | 3,391,000 | 6,834,000 |
| Noninterest income | 895,000 | 1,628,000 |
| Noninterest expense | 2,576,000 | 5,211,000 |
| Provision for loan losses | -87,000 | -63,000 |
| Pretax income | 1,709,000 | 3,226,000 |
| Income tax | 305,000 | 574,000 |
| Net income | 1,404,000 | 2,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 78,839,000 | 79,657,000 |