Call reports 2025
FIRST STATE BANK AND TRUST COMPANY — 2025
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 541,296,000 | 531,367,000 | 531,511,000 | 541,904,000 |
| Total loans | 182,183,000 | 182,711,000 | 183,826,000 | 181,209,000 |
| Allowance for loan losses | 1,540,000 | 1,456,000 | 1,377,000 | 1,716,000 |
| Securities available for sale | 250,407,000 | 243,986,000 | 242,465,000 | 237,317,000 |
| Securities held to maturity | 63,277,000 | 62,757,000 | 62,211,000 | 61,693,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,648,000 | 443,428,000 | 456,219,000 | 483,442,000 |
| Interest-bearing deposits | 367,820,000 | 359,319,000 | 370,995,000 | 398,216,000 |
| Noninterest-bearing deposits | 86,828,000 | 84,109,000 | 85,224,000 | 85,226,000 |
| Equity capital | 47,989,000 | 48,182,000 | 54,070,000 | 54,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,274,000 | 10,583,000 | 15,960,000 | 21,502,000 |
| Interest expense | 2,474,000 | 4,926,000 | 7,280,000 | 9,448,000 |
| Net interest income | 2,800,000 | 5,657,000 | 8,680,000 | 12,054,000 |
| Noninterest income | 692,000 | 1,415,000 | 2,188,000 | 3,020,000 |
| Noninterest expense | 2,556,000 | 5,110,000 | 7,795,000 | 10,418,000 |
| Provision for loan losses | 25,000 | -15,000 | -15,000 | 435,000 |
| Pretax income | 911,000 | 1,937,000 | 3,048,000 | 4,181,000 |
| Income tax | 215,000 | 335,000 | 530,000 | 736,000 |
| Net income | 696,000 | 1,602,000 | 2,518,000 | 3,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,940,000 | 81,403,000 | 81,902,000 | 81,310,000 |