Call reports 2024
FIRST STATE BANK AND TRUST COMPANY — 2024
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 587,323,000 | 564,492,000 | 558,418,000 | 541,268,000 |
| Total loans | 184,174,000 | 184,465,000 | 182,034,000 | 181,491,000 |
| Allowance for loan losses | 1,839,000 | 1,879,000 | 1,933,000 | 1,539,000 |
| Securities available for sale | 273,260,000 | 268,122,000 | 269,153,000 | 252,445,000 |
| Securities held to maturity | 65,250,000 | 64,704,000 | 64,170,000 | 63,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,433,000 | 466,452,000 | 452,868,000 | 454,687,000 |
| Interest-bearing deposits | 416,211,000 | 379,395,000 | 370,792,000 | 372,218,000 |
| Noninterest-bearing deposits | 89,222,000 | 87,057,000 | 82,076,000 | 82,469,000 |
| Equity capital | 42,551,000 | 43,791,000 | 51,703,000 | 43,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,457,000 | 10,878,000 | 16,325,000 | 21,688,000 |
| Interest expense | 2,885,000 | 5,863,000 | 8,827,000 | 11,549,000 |
| Net interest income | 2,572,000 | 5,015,000 | 7,498,000 | 10,139,000 |
| Noninterest income | 690,000 | 1,395,000 | 2,150,000 | 3,070,000 |
| Noninterest expense | 2,510,000 | 5,068,000 | 7,580,000 | 10,176,000 |
| Provision for loan losses | 30,000 | 85,000 | 160,000 | 210,000 |
| Pretax income | 722,000 | 1,257,000 | 1,908,000 | 2,823,000 |
| Income tax | 128,000 | 216,000 | 339,000 | 500,000 |
| Net income | 594,000 | 1,041,000 | 1,569,000 | 2,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,061,000 | 81,138,000 | 81,235,000 | 80,674,000 |