Call reports 2023
FIRST STATE BANK AND TRUST COMPANY — 2023
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 597,955,000 | 591,731,000 | 578,090,000 | 574,437,000 |
| Total loans | 176,497,000 | 176,764,000 | 180,505,000 | 183,472,000 |
| Allowance for loan losses | 1,804,000 | 1,824,000 | 1,847,000 | 1,818,000 |
| Securities available for sale | 305,288,000 | 296,739,000 | 277,731,000 | 281,096,000 |
| Securities held to maturity | 67,090,000 | 66,614,000 | 66,072,000 | 65,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,190,000 | 516,649,000 | 491,148,000 | 492,904,000 |
| Interest-bearing deposits | 451,607,000 | 415,360,000 | 396,618,000 | 403,937,000 |
| Noninterest-bearing deposits | 99,583,000 | 101,289,000 | 94,530,000 | 88,967,000 |
| Equity capital | 43,184,000 | 42,950,000 | 37,856,000 | 43,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,126,000 | 10,254,000 | 15,474,000 | 20,796,000 |
| Interest expense | 2,001,000 | 4,369,000 | 6,980,000 | 9,671,000 |
| Net interest income | 3,125,000 | 5,885,000 | 8,494,000 | 11,125,000 |
| Noninterest income | 680,000 | 1,355,000 | 2,057,000 | 2,789,000 |
| Noninterest expense | 2,510,000 | 4,928,000 | 7,039,000 | 9,436,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,295,000 | 2,312,000 | 3,512,000 | 4,478,000 |
| Income tax | 208,000 | 401,000 | 585,000 | 873,000 |
| Net income | 1,087,000 | 1,911,000 | 2,927,000 | 3,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,503,000 | 82,127,000 | 83,043,000 | 80,881,000 |