Call reports 2022
FIRST STATE BANK AND TRUST COMPANY — 2022
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 596,406,000 | 573,694,000 | 576,830,000 | 602,799,000 |
| Total loans | 161,225,000 | 165,314,000 | 167,544,000 | 171,574,000 |
| Allowance for loan losses | 2,088,000 | 1,998,000 | 1,854,000 | 1,868,000 |
| Securities available for sale | 393,769,000 | 362,946,000 | 283,150,000 | 313,939,000 |
| Securities held to maturity | 0 | 0 | 67,952,000 | 67,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,459,000 | 516,308,000 | 514,333,000 | 555,738,000 |
| Interest-bearing deposits | 434,745,000 | 424,355,000 | 416,245,000 | 457,107,000 |
| Noninterest-bearing deposits | 90,714,000 | 91,953,000 | 98,087,000 | 98,632,000 |
| Equity capital | 67,885,000 | 45,512,000 | 46,158,000 | 43,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,056,000 | 8,243,000 | 12,617,000 | 17,460,000 |
| Interest expense | 371,000 | 773,000 | 1,533,000 | 2,966,000 |
| Net interest income | 3,685,000 | 7,470,000 | 11,084,000 | 14,494,000 |
| Noninterest income | 652,000 | 1,336,000 | 2,316,000 | 3,054,000 |
| Noninterest expense | 2,399,000 | 4,852,000 | 7,255,000 | 9,734,000 |
| Provision for loan losses | 0 | 37,000 | 37,000 | 37,000 |
| Pretax income | 1,938,000 | 3,917,000 | 6,108,000 | 7,540,000 |
| Income tax | 303,000 | 605,000 | 968,000 | 1,251,000 |
| Net income | 1,635,000 | 3,312,000 | 5,140,000 | 6,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,072,000 | 82,600,000 | 84,128,000 | 80,877,000 |