Call reports 2021
FIRST STATE BANK AND TRUST COMPANY — 2021
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 535,602,000 | 572,904,000 | 572,731,000 | 606,354,000 |
| Total loans | 165,323,000 | 164,810,000 | 161,406,000 | 160,720,000 |
| Allowance for loan losses | 1,977,000 | 2,007,000 | 2,057,000 | 2,076,000 |
| Securities available for sale | 330,336,000 | 369,262,000 | 367,252,000 | 407,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,358,000 | 433,069,000 | 430,685,000 | 515,044,000 |
| Interest-bearing deposits | 356,954,000 | 352,453,000 | 345,098,000 | 427,028,000 |
| Noninterest-bearing deposits | 80,404,000 | 80,617,000 | 85,587,000 | 88,017,000 |
| Equity capital | 84,655,000 | 86,012,000 | 87,862,000 | 82,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,780,000 | 7,744,000 | 11,771,000 | 15,788,000 |
| Interest expense | 498,000 | 972,000 | 1,380,000 | 1,748,000 |
| Net interest income | 3,282,000 | 6,772,000 | 10,391,000 | 14,040,000 |
| Noninterest income | 637,000 | 1,284,000 | 1,944,000 | 2,650,000 |
| Noninterest expense | 2,385,000 | 4,783,000 | 7,127,000 | 9,414,000 |
| Provision for loan losses | 0 | 10,000 | 60,000 | 300,000 |
| Pretax income | 1,534,000 | 3,263,000 | 5,148,000 | 6,976,000 |
| Income tax | 195,000 | 466,000 | 762,000 | 1,054,000 |
| Net income | 1,339,000 | 2,797,000 | 4,386,000 | 5,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,982,000 | 81,050,000 | 82,213,000 | 79,899,000 |