Call reports 2020
FIRST STATE BANK AND TRUST COMPANY — 2020
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 503,346,000 | 511,087,000 | 495,475,000 | 518,391,000 |
| Total loans | 179,451,000 | 177,017,000 | 171,497,000 | 169,187,000 |
| Allowance for loan losses | 1,426,000 | 1,726,000 | 1,690,000 | 1,981,000 |
| Securities available for sale | 289,057,000 | 287,568,000 | 288,371,000 | 306,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,576,000 | 397,537,000 | 381,161,000 | 416,772,000 |
| Interest-bearing deposits | 331,232,000 | 323,191,000 | 310,015,000 | 345,654,000 |
| Noninterest-bearing deposits | 64,344,000 | 74,346,000 | 71,146,000 | 71,117,000 |
| Equity capital | 81,331,000 | 88,554,000 | 89,547,000 | 87,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,436,000 | 8,673,000 | 12,586,000 | 16,479,000 |
| Interest expense | 864,000 | 1,572,000 | 2,178,000 | 2,720,000 |
| Net interest income | 3,572,000 | 7,101,000 | 10,408,000 | 13,759,000 |
| Noninterest income | 594,000 | 1,109,000 | 1,693,000 | 2,319,000 |
| Noninterest expense | 2,362,000 | 4,629,000 | 6,808,000 | 9,115,000 |
| Provision for loan losses | 75,000 | 472,000 | 844,000 | 1,109,000 |
| Pretax income | 1,729,000 | 3,120,000 | 4,469,000 | 5,874,000 |
| Income tax | 252,000 | 423,000 | 609,000 | 839,000 |
| Net income | 1,477,000 | 2,697,000 | 3,860,000 | 5,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,969,000 | 80,840,000 | 81,541,000 | 79,117,000 |