Call reports 2019
FIRST STATE BANK AND TRUST COMPANY — 2019
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 512,871,000 | 504,212,000 | 505,165,000 | 492,348,000 |
| Total loans | 177,539,000 | 179,720,000 | 182,256,000 | 181,281,000 |
| Allowance for loan losses | 1,346,000 | 1,481,000 | 1,490,000 | 1,375,000 |
| Securities available for sale | 297,803,000 | 294,364,000 | 287,866,000 | 282,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,108,000 | 378,656,000 | 357,408,000 | 383,884,000 |
| Interest-bearing deposits | 326,345,000 | 315,217,000 | 295,476,000 | 321,941,000 |
| Noninterest-bearing deposits | 64,763,000 | 63,440,000 | 61,932,000 | 61,943,000 |
| Equity capital | 78,471,000 | 82,108,000 | 84,133,000 | 81,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,589,000 | 9,202,000 | 13,774,000 | 18,157,000 |
| Interest expense | 1,162,000 | 2,372,000 | 3,539,000 | 4,518,000 |
| Net interest income | 3,427,000 | 6,830,000 | 10,235,000 | 13,639,000 |
| Noninterest income | 592,000 | 1,167,000 | 1,814,000 | 2,422,000 |
| Noninterest expense | 2,277,000 | 4,582,000 | 6,757,000 | 9,091,000 |
| Provision for loan losses | 100,000 | 225,000 | 300,000 | 346,000 |
| Pretax income | 1,642,000 | 3,173,000 | 4,975,000 | 6,607,000 |
| Income tax | 250,000 | 475,000 | 755,000 | 1,051,000 |
| Net income | 1,392,000 | 2,698,000 | 4,220,000 | 5,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,049,000 | 79,854,000 | 81,176,000 | 78,962,000 |
| Total capital | 80,395,000 | 81,335,000 | 82,666,000 | 80,337,000 |
| Risk-weighted assets | 219,662,000 | 218,615,000 | 221,802,000 | 221,109,000 |