Call reports 2018
FIRST STATE BANK AND TRUST COMPANY — 2018
What FIRST STATE BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 450,615,000 | 502,222,000 | 490,839,000 | 490,345,000 |
| Total loans | 175,040,000 | 176,059,000 | 175,744,000 | 179,378,000 |
| Allowance for loan losses | 1,116,000 | 1,268,000 | 1,310,000 | 1,260,000 |
| Securities available for sale | 243,638,000 | 289,095,000 | 275,782,000 | 280,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,786,000 | 368,436,000 | 356,791,000 | 371,694,000 |
| Interest-bearing deposits | 312,099,000 | 303,878,000 | 293,590,000 | 309,671,000 |
| Noninterest-bearing deposits | 59,688,000 | 64,558,000 | 63,202,000 | 62,024,000 |
| Equity capital | 75,673,000 | 75,503,000 | 75,589,000 | 75,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,969,000 | 8,174,000 | 12,621,000 | 17,112,000 |
| Interest expense | 523,000 | 1,325,000 | 2,312,000 | 3,362,000 |
| Net interest income | 3,446,000 | 6,849,000 | 10,309,000 | 13,750,000 |
| Noninterest income | 690,000 | 1,307,000 | 2,005,000 | 2,671,000 |
| Noninterest expense | 2,243,000 | 4,471,000 | 6,684,000 | 9,027,000 |
| Provision for loan losses | 50,000 | 150,000 | 150,000 | 182,000 |
| Pretax income | 1,843,000 | 3,535,000 | 5,480,000 | 7,212,000 |
| Income tax | 279,000 | 529,000 | 843,000 | 1,096,000 |
| Net income | 1,564,000 | 3,006,000 | 4,637,000 | 6,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,227,000 | 79,208,000 | 80,340,000 | 78,117,000 |
| Total capital | 79,343,000 | 80,476,000 | 81,650,000 | 79,377,000 |
| Risk-weighted assets | 206,017,000 | 218,350,000 | 215,515,000 | 217,822,000 |